Investors: you pay the company. Not StateCF. Offerings are limited to Florida residents.

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Florida Forward. Investing in tomorrow's Florida

Florida Forward. Investing in tomorrow's Florida

Invest Local Florida: Igniting Our State's Economic Prosperity

Explore a curated selection of Florida-based businesses, each primed for growth and community impact. Every opportunity offers a chance to invest in innovation, environmental sustainability and community development. Investing locally through StateCF.com keeps capital in Florida and supports the businesses that build our communities.

Florida Office of Financial RegulationRegulated by the State of Florida's Office of Financial Regulation · Chapter 517 · Not FINRA

Strategic Investment Opportunities

Sample listings that show the catalog format across Florida's most dynamic sectors. Each card is labeled. A live offering appears only after StateCF review and the issuer's OFR notice.

55 Days Left🧪 Sample Test the Waters

Gainesville, FL

PalmRegen Therapeutics

PalmRegen Therapeutics is developing regenerative therapies for nerve repair, using proprietary stem-cell scaffolds and lab-grown biomaterials to restore mobility and sensation for patients with traumatic injuries and neuropathy. Sample listing for illustration only. Not a live offering.

150,000Shares Offered
900,000Shares Authorized
Amount Raised: $0from 0 investors
Max. Raise: $900,000Min. Investment: $1,000.00
82 Days Left🧪 Sample Equity

Miami, FL

GulfStream Pay

GulfStream Pay is a Miami-born fintech platform simplifying cross-border payments and remittances between the U.S. and Latin America, using modern payment rails and automated compliance tools to deliver faster transfers at lower fees. Sample listing for illustration only. Not a live offering.

350,000Shares Offered
1,750,000Shares Authorized
Amount Raised: $741,000from 58 investors
Max. Raise: $1,050,000Min. Investment: $500.00
171 Days Left🧪 Sample Debt

Orlando, FL

GulfStride Therapeutics

GulfStride Therapeutics develops AI-powered wearable technology that monitors biomechanics, muscle fatigue and recovery in real time for competitive athletes and weekend warriors. Its smart compression sleeves and patches are built to help prevent injuries and optimize training. Sample listing for illustration only. Not a live offering.

0Shares Offered
0Shares Authorized
Amount Raised: $180,000from 9 investors
Max. Raise: $750,000Min. Investment: $1,000.00
199 Days Left🧪 Sample Equity

Orlando, FL

PeakVita Regeneratives

PeakVita Regeneratives is developing biologic therapies to accelerate recovery from sports injuries such as ACL tears, tendon damage and joint degeneration, combining growth factors and personalized scaffolds to help athletes return to play with lower re-injury risk. Sample listing for illustration only. Not a live offering.

500,000Shares Offered
2,500,000Shares Authorized
Amount Raised: $63,750from 14 investors
Max. Raise: $750,000Min. Investment: $250.00
41 Days Left🧪 Sample Equity

Tallahassee, FL

VitaCoast Health

VitaCoast Health delivers AI-powered remote monitoring and virtual care platforms designed for Florida's senior population, combining wearable sensors, predictive analytics and 24/7 telehealth to help elders stay safe at home and reduce hospital readmissions. Sample listing for illustration only. Not a live offering.

200,000Shares Offered
1,000,000Shares Authorized
Amount Raised: $196,000from 41 investors
Max. Raise: $800,000Min. Investment: $500.00
180 Days Left🧪 Sample Equity

Saint Petersburg, FL

CoralGenix Bio

CoralGenix Bio works with Florida's marine biodiversity to develop therapeutics from coral-derived compounds and reef-inspired biomaterials, with applications in wound healing, arthritis and neurodegenerative disease. Sample listing for illustration only. Not a live offering.

300,000Shares Offered
1,200,000Shares Authorized
Amount Raised: $285,000from 22 investors
Max. Raise: $1,500,000Min. Investment: $1,000.00
41 Days Left🧪 Sample Test the Waters

Tampa, FL

Intelligent Inks Inc.

Intelligent Ink Inc. develops patented 3D inkless DLP nanotechnology that enables direct, high-resolution printing on irregular and non-flat surfaces for consumer, industrial and promotional applications. The process eliminates heat, chemicals and transfer steps for faster, cleaner production, from sports memorabilia and novelty products to industrial labeling and custom materials. Sample Test the Waters listing. Not a live offering.

250,000Shares Offered
1,500,000Shares Authorized
Amount Raised: $0from 0 investors
Max. Raise: $500,000Min. Investment: $250.00
81 Days Left🧪 Sample Equity

Daytona Beach, FL

AetherForge Dynamics

AetherForge Dynamics, headquartered in Daytona Beach, develops high-efficiency electric propulsion systems and ultra-lightweight carbon composite structures for next-generation eVTOL aircraft and sustainable general aviation. Its ducted fan motors and flight-control software are designed for higher thrust-to-weight ratios, longer range and lower noise. Sample listing for illustration only. Not a live offering.

400,000Shares Offered
2,000,000Shares Authorized
Amount Raised: $412,500from 37 investors
Max. Raise: $1,000,000Min. Investment: $500.00

Your Investment Journey: A Step-by-Step Guide

Step 1: Discover Opportunities

Browse Florida businesses seeking capital. Each listing shows the offering facts: shares, price, minimum investment, maximum raise and the OFR filing status. Filters help you find companies in the sectors you follow.

  • Read company profiles and the offering terms.
  • Review industry background and market context supplied by the issuer.
  • Understand the company's plan in its own words.
Create Investor Account

Step 2: Conduct Your Own Due Diligence

Open the presentation room: business plan, financial statements, term sheet, officers and directors, and the legal documents the issuer filed. The portal records that you opened them. Ask questions in the discussion board or a live conference. StateCF does not recommend issuers; consult your own advisers.

  • Secure access to every document the issuer published.
  • Discussion board and scheduled live video conferences with founders.
  • Three-business-day disclosure rule before any commitment.

Step 3: Subscribe and Pay the Company

Complete the two-screen checkout: confirm your Florida residency and investment bracket, choose your shares, read the certifications and sign electronically. Payment goes to the Florida depository named in the issuer's disclosure, never to StateCF. You can cancel any time before you pay, and for 3 days after.

  • Guided checkout with your limit calculated for you.
  • Electronic signature and stored copies of everything you signed.
  • You pay the company. Not StateCF.

Step 4: Track Your Investment

Your investor account shows every subscription, its deposit-account status, your digital certificates, and company notices. Issuers post updates and material changes in the portal; if a change is material you are asked to reconfirm.

  • Deposit-account status and cancellation windows in one place.
  • Digital stock certificates on the company's cap table.
  • Company notices and discussion replies.

Risk Assessment & Mitigation Strategies

Investing in early-stage companies always involves inherent risks. You can lose the entire amount you invest.

Market Risk

Market fluctuations and industry downturns can hurt a company's performance. Read the issuer's own market analysis and decide how resilient the business model is.

Operational Risk

Management, execution and competition. Evaluate the team's experience and the competitive landscape before you subscribe.

Liquidity Risk

Private-company shares are illiquid. There is no market for resale, and resale is generally limited to other Florida residents. Be prepared to hold indefinitely.

Regulatory Risk

Chapter 517, OFR rules and federal securities law can change what an issuer may do. An offering may be suspended at OFR's direction.

Examples of an Investment's Potential Impact

Illustrations of how a local raise can be used. These are examples, not records of actual offerings or results.

Citrus Grove Organics — Agricultural Innovation (illustration)

An illustration of how a family-owned farm transitioning to organic citrus production could use a local raise: advanced irrigation, organic certification and seasonal employment. This is an example, not a record of an actual offering.

Enhancing agricultural sustainability and the local food supply

Water-saving drip irrigation, organic certification for additional acreage, and stable seasonal employment.

Innovate Florida Labs — Powering Tech Innovation (illustration)

An illustration of how a Florida software startup could use a local raise: accelerating product development and growing an engineering team in-state. This is an example, not a record of an actual offering.

Scaling innovation and creating high-skilled jobs

Product launch, early client contracts, new engineering positions and an expanded market reach.

Benefits of Investing Locally

Local Supply Chain Resilience

Investing in Florida-based businesses strengthens our regional supply chains, reducing dependence on external markets and enhancing economic stability, especially during global disruptions.

Dynamic Job Creation

Supporting local businesses directly translates into new employment opportunities for Floridians statewide, fostering economic stability and growth from the ground up.

Environmental Sustainability & Climate Resilience

Supporting Florida-based companies developing sustainable technologies and resilient solutions helps address climate challenges and protect our natural resources.

Sustainable Community Wealth

Retaining investment capital within Florida helps our local economies thrive, so prosperity circulates within the state.

Entrepreneurial Ecosystem Growth

Investing locally nurtures Florida's entrepreneurial ecosystem by providing early capital to founders and startups, fueling new business formation across the state.

Innovation & Economic Diversity

Nurturing a diverse spectrum of local businesses, from technology to agriculture, drives innovation and enhances the state's economic resilience.

Regulatory Framework and Investor Protections

Florida Chapter 517

Offerings are conducted under the Invest Local Exemption (§ 517.0612) or the Florida Limited Offering Exemption (§ 517.0611). Notices are filed with the OFR through REAL.

Funds Stay with a Florida Bank

Investor funds go to the Florida depository named in the issuer's disclosure and stay there until the target is met. StateCF never holds them.

Florida Residents Only

Every investor confirms Florida residency before subscribing. Non-accredited investors are limited to $10,000 in 12 months under § 517.0612.

Disclosure and Rescission

Issuers deliver the disclosure statement at least three business days before any commitment, and investors may cancel for 3 days after their payment is received (§ 517.0612(12)).

Frequently Asked Questions

What is Invest Local Florida?

Invest Local Florida is StateCF's marketplace for Florida companies raising capital from Florida residents under Chapter 517, Florida Statutes: the Invest Local Exemption (§ 517.0612) and the Florida Limited Offering Exemption (§ 517.0611). StateCF is the OFR-registered intermediary that runs the portal and keeps the record.

Who can invest?

Florida residents only. Every investor confirms residency and completes investor education before subscribing. A non-resident purchaser would defeat the exemption for the whole offering.

How much can I invest?

Under § 517.0612 a non-accredited Florida resident may invest up to $10,000 in a 12-month period, measured across all Florida portals. Accredited Florida residents are not subject to that cap. You certify your bracket at checkout.

Where does my money go?

To the Florida bank or depository named in the issuer's disclosure, never to StateCF. Funds stay there until the issuer's target is met, then move by ACH to the company. If the offering does not close, the depository returns the funds.

Can I cancel?

Yes. You can cancel any time before your payment is received, and for 3 days after it is (§ 517.0612(12)). StateCF emails you the deadline. If the issuer makes a material change you are asked to reconfirm.

What types of securities are offered?

Common stock, preferred stock, and debt. The share class and its rights are described in each issuer's offering statement. Read it before you subscribe.

All questions →

Attorney Testimonials

Russell C. Weigel, Investment Attorneys, Coral Gables, Florida

"As a former SEC branch chief and litigator currently in the private practice of securities law, I am impressed by Sprowtt's proprietary, compliant platform which makes offerings safer to conduct and safer to invest in. I am also impressed by Sprowtt's regulatory compliance mindset and its attitude of investor protection and avoidance of shortcuts."

Ronald Vance, Attorneys at Law, Higley & Associates, P.C.

"The attention to detail and commitment to regulatory adherence by StateCF are outstanding. They have built a robust system that protects both issuers and investors, making complex transactions remarkably straightforward."

Brian C. Kunzler, Founder of Kunzler Law Group

"StateCF sets the standard for compliant capital raising. Their platform ensures every legal requirement is met, giving peace of mind to all parties involved. A truly invaluable resource."

Empower Your Community: Invest Locally

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